Workers’ Compensation is an insurance policy that helps to cover the expenses of an employee related to medical care and loss of pay caused by a work-related injury or illness. It is a legal requirement in most states for businesses with more than a few employees.
Injuries at the workplace range from minor cuts or bruises which are non-fatal to injuries such as severe fractures or trauma that can be fatal. Injuries can occur due to slips, repetitive motion, hazards from machinery, falling from a height, burns, or any kind of violent act. Workplace injuries also include diseases which spread through microorganisms. It is, therefore, the responsibility of the employer to provide you with a safe working environment.